User:It's So Easy Travel Insurance
It's a huge risk to travel without insurance! If you do, you're exposing yourself financially and could incur potentially very large large bills if you need medical treatment - especially if you need an air ambulance.
Someone travelling recently simply fell off a wall and had to be air ambulanced to a hospital with suitable facilities. The bill came to £25,000!
It is particularly important to be adequately insured if you have any pre-existing medical condition. If you don't declare these to insurers and need treatment for them when you are away, an 'ordinary' travel insurance policy won't cover the costs. The insurer could even void the entire policy because you had not declared what they consider to be a 'material' fact.
It's So Easy Travel Insurance provides insurance to UK residents who have no medical conditions, but particularly those who do - including HIV. The HIV inclusive policy is available to residents of EU countries but hopefully soon in others.