Zambia  is a state in Southern Africa. Roughly the size of Texas or France, Zambia is a landlocked country, bordered by Tanzania to the northeast, Malawi to the east, Mozambique to the southeast, Zimbabwe and Botswana to the south, a narrow strip of Namibia known as the Caprivi Strip to the southwest, Angola to the west, and the Democratic Republic of the Congo to the northwest.
The territory of Northern Rhodesia was administered by Cecil Rhodes's British South Africa Company from 1891 until it was formally administered as a British crown colony in 1923. During the 1920s and 1930s, advances in mining spurred development and immigration.
Britain tried to administer Northern Rhodesia in a federation with Nysaland (Malawi) and Southern Rhodesia (Zimbabwe) however this was opposed by Northern Rhodesian which was concerned that the majority of the investment and money would flow to the south. During this period to help build the economy the British built the Kariba Dam on the Zambezi River creating Lake Kariba, one of Africa's largest lakes and providing hydro electric power for the area. The British were granting self rule to their colonies in the period after the second world war and after abandoning abandoned the federation idea Northern Rhodesia transferred to self government.
The name was changed to Zambia upon independence in 1964. In the 1970s, 1980s and 1990s, declining copper prices, one party democracy under Kenneth Kaunda and a prolonged drought hurt the economy. However Zambia under Kaunda was a staunch anti apartheid supporter, one of the only countries in the region to be so. As such it provided a base for the ANC to operate from, the current South African President Jacob Zuma was at the time based in Lusaka. This created huge obstacles to Zambia, with South Rhodesia under Ian Smith's white rule invading and actually bombing Lusaka and South Africa cutting its economic ties and attempting its own "sanctions" against the Zambians. Kaunda never wavered in his support of the anti apartheid movement and despite the economic hardships and physical danger it brought neither did the Zambian people.This is something little acknowledged in South Africa now and indeed around the world but something the Zambians and Kaunda in particular are rightly proud of.
Elections in 1991 brought an end to one-party rule, but the subsequent vote in 1996 saw blatant harassment of opposition parties. The election in 2001 was marked by administrative problems with at least two parties filing legal petitions challenging the results.
Zambia transitioned to a proper functioning democracy with the advent of Levy Mwanawasa as President. He led the Movement for Multi party democracy or MMD to power with a platform of stamping out corruption. Following Mwanawasas untimely death in office Zambia went on to the 2011 election and claimed the title of being one of the few African countries to have a sitting President lose an election. The peaceful election was taken as an indicator of how far Zambia had come and is used a model African democracy. The current President Sata has moved Zambia to be one of the few African countries with a modern electoral system and one not ravaged by racial tension and issues.
Much of Zambia remains desperately poor, with GDP per capita on the order of US$600/year, and the bulk of Zambia's population lives on subsistence agriculture. The economy continues to revolve around copper, but after decades of mismanagement the industry is now doing better thanks to higher commodity prices and investments made after privatization. Another recent success story has been tourism, with the misfortunes of its neighbor Zimbabwe driving tourists to the northern side of the Victoria Falls and Zambia's safaris, but the fast growth has come from a low base.
As can be seen even from the bizarre squashed-peanut shape of the country, Zambia is one of the stranger legacies of colonialism, agglomerating a large number of different tribes (73, according to the official count) and languages (20, plus dialects). Fortunately, with a long history of coexistence, significant migration around the country and similar Bantu-family languages, they all seem to get along pretty well and Zambia has been spared the violent intertribal strife that has decimated countries like Rwanda.
The Bemba are the largest group in Zambia, but they still form only about 20% of the population. The Bemba came from the Congo in the 16th century, and while their homelands are in the north and center of the country, many have immigrated to Lusaka and the Copperbelt.
The Chewa, Ngoni and Nsenga tribes, all found in the east of the country, share the Nyanja language and form Zambia's second largest grouping with about 15%.
The Tonga, Ila and Lenje, known together as the Bantu Botatwe (Three Peoples), are a close runner-up with 15% of the population, concentrated in the west of the country in the Zambezi Valley and the plateaus to the north.
The Lozi in the far west (6%) are known for their craftwork, particularly basketry, and for a low-key (non-violent) secessionist movement calling for an independent Barotseland.
Other tribes in Zambia's patchwork include the Lala and Bisa (5%), the Kaonde (3%), the Mambwe and Lungu (3%), the Lunda (3%), the Lamba (2.5%) and the Luvale (2%), and 57 more. Despair not: the differences are not crucial for travelers, and locals will be happy to explain their traditions when needed, notably at festivals.
White Africans of English or Afrikaner descent(1.2%) are also visible, particularly in the more upscale areas of the major cities.
A highlight of any trip to Zambia is a visit to any of the many traditional festivals held throughout the country. Planning ahead can be tough though, as schedules are variable and not all are held yearly. Also, if you do manage to attend, bring along tolerance for heat, dust and crowds (increasingly drunk as the evening wears on) and patience for endless speeches by local functionaries like the Assistent Vice-Secretary for Fertilizer Co-operatives in Rutungu Sub-Province. On the plus side, any foreigners attending can usually sneak into the VIP stands, although you may get hassled for photo permits.
This is a popular August festival(The Day of Mize). This ceremony takes place at Mize, the official palace of Senior Chief Ndungu, about seven kilometres west of Zambez Boma. People of the Luvale tribe gather to celebrate their cultural heritage , bringing displays of all types of handicrafts and spicing the event with traditional singing and dancing while the chief holds court. Mize is the official palace of Senior Chief Ndungu. The Makishi dancers recreate famous events from Luvale mythology, and local artists display their work.
If you look at a map, Zambia appears to be squarely in the tropics, but thanks to its landlocked and elevated position it does have distinct seasons that run as follows:
Temperatures do fluctuate based on the altitude, if you are in a valley (such as the Zambezi) it will be warmer and if you are higher up (Kasama) it will be cooler.
Zambia can be divided into five geographic regions:
 Other destinations
See also: African National Parks
 Get in
Zambian visa policy is best summarized as confusing: there is a bewildering thicket of rules on who needs visas, whether visas can be obtained on arrival, and how much they cost. Local border posts also apply their own interpretations. Due to recent political turbulence in Zimbabwe, Zambia has been cashing in on the unexpected boom in its tourism industry, with visa fees hiked and the previous visa waiver program canceled: you're now expected to pay in cash on arrival at the immigration kiosks.
The upside is that once customs has figured out what category you're in, actually obtaining the visa is rarely a problem and a rule of thumb is that most Western visitors can get visas on arrival. Visa-free entry is possible for some nationalities, including Ireland, Malaysia, Singapore, Zimbabwe and South Africa. See the immigration department's web-site  for the full list of visa-exempt nationalities. Current visa prices are US$50 for a single-entry and US$80 for a multiple-entry visa for all nationalities and is valid for 3 months; US passport holders can only apply for a multiple-entry visa, but it is then valid for 3 years.
Do check with the nearest Zambian embassy for the latest information; the Zambian Embassy to the US has some information on their homepage , and getting the visa before arrival will reduce the uncertainty factor.
If you require a visa to enter Zambia, you might be able to apply for one at a British embassy, high commission or consulate in the country where you legally reside if there is no Zambian diplomatic post. For example, the British embassies in Al Khobar, Amman, Belgrade, Budapest, Damascus, Guatemala City, Helsinki, Jakarta, Jeddah, Kiev, Prague, Pristina, Rabat, Riga, Riyadh, Rome, Sofia, Tallinn, Vienna, Warsaw and Zagreb accept Zambian visa applications (this list is not exhaustive). British diplomatic posts charge £50 to process a Zambian visa application and an extra £70 if the authorities in Zambia require the visa application to be referred to them. The authorities in Zambia can also decide to charge an additional fee if they correspond with you directly.
Lusaka Airport Customs and Immigration is unprepared to deal with tourists. There are four lanes, segmented by: Zambian passport holders; Residents; Tourists; and Diplomats. Tellingly, the lane for tourists is sometimes unstaffed. Although there are many immigration officers present, in the Tourist lane is often unstaffed. Be prepared for all other lanes to empty before being processed.
For those who would prefer to leave the hassle to someone else, specialist safari holiday companies  can arrange immigration for you.
 By plane
Zambia's main international gateway is Lusaka, gone are the days when getting to Zambia meant flying via Johannesburg, Lusaka is fast becoming something of a regional hub. KLM now fly direct from Amsterdam and Emirates are offering low cost connections via it's middle east base alongside the existing British Airways service and a much expanded Ethiopian network. Also Air Namibia also now offer low cost connections from Cape Town via Windhoek. British Airways fly to Livingstone from Johannesburg with Pro-Flight, a local operator, connecting Lusaka with Livingstone, near spectacular Victoria Falls, and Mfuwe, near South Luangwa National Park, and the other regional destinations.
Lusaka remains well-served by flights from Johannesburg, Cairo, Dubai, Nairobi, Lilongwe, Addis Ababa, and London. British Airways remains the main intercontinental carrier that flies to Lusaka from Europe, with direct flights from London three times a week. South African Airways fly to Lusaka and Livingstone from Johannesburg with multiple flights per day.Flights to Lusaka are more plentiful and EgyptAir from Cairo, Kenya Airways from Nairobi and Ethiopian Airlines from Addis and Air Namibia from Windhoek fly daily.
(NB: in Johannesburg the airlines have no control over baggage in transit and the airport's baggage concessionnaire is exempt from responsibility by contract, so lost and especially pilfered baggage can be an issue.)
Livingstone International Airport has daily direct flights from Johannesburg with the carriers: South African Airways, British Airways and Kulula. Direct flights from Nelspruit/Kruger are available on Airlink Monday, Wednesday and Friday.
Travelers can also fly to Ndola without connecting through Lusaka International Airport using South African Airways which has a daily flight from Jo'burg to Ndola. Ndola is the capital of the Copperbelt province and has an international airport which services such regional airlines as Kenya Airways and the aforementioned South African Airways.
Local carriers have not fared well for various reasons with Zambian Airways, Zambia Airlines and Zambezi airlines all not trading as of mid 2013.
 By train
TAZARA  trains run between Kapiri Mposhi, Zambia, and Dar es Salaam, Tanzania, on Tuesdays and Thursdays. According to the schedule the trip takes 38 hours, but these trains break down regularly. If you are on a tight schedule, a train might not be your best option. On the other hand, a train ride between Dar es Salaam and Zambia is a beautiful way to see the countryside at a reasonable price (about $55 for a first class sleeper and $40 for second).
Several important things to note about this trip, however:
Via Zimbabwe/Victoria Falls: trains in Zimbabwe run from Bulawayo to Victoria Falls. You can take a taxi or hike 13 km across the border at the Victoria Falls Bridge to Livingstone station in Zambia and catch a Zambia Railways train to Lusaka and the Copperbelt connecting with the Tazara railway in Kapiri Mposhi.
 By car
Vehicles drive on the left side of the road in Zambia.
There are many ways to get into Zambia by car, but the most popular include:
Crossing international borders by car will incur a tax, depending on the size of the vehicle. The process can also take awhile as you will have to pay at different booths or offices, often not conveniently located. For a standard sedan, you can expect to pay the following:
Border crossings are not without corruption and you are particularly vulnerable when travelling by car. Try to avoid arriving early in the day to avoid having to choose between paying a bribe or spending the night in the car at the border post.
A nice 4x4 route in Zambia
For Adventurous Campers:
The South Luangwa tour:
Lusaka-Petauke-Malama-Mfuwe-Nsefu-Chipata-Lilongwe or Mpika
Very adventurous en scenic routes and campsites. Recommendable and for sure unforgettable.
Zambia is a big country (as big as France) and the public roads are pretty fair for a normal car. Sometimes there are deep potholes (holes in the road), but they are avoidable if you do not drive too fast. Most Zambians drive in a controlled way, sometimes a little too fast. Be especially aware for buses and trucks. They are wide and very long and drive far too fast. If you see a truck or bus approaching, then drive slower and keep left as left as you can. They tend to use your half of the road, pushing you off the road. If you want to see more of Zambia, you will need a good 4x4 four wheel drive car. Especially from december until early April at times rain falls and the roads are wet and muddy. Zambia is a wonderful country, lovely paople, full of stunning nature and wildlife. The most well known parks in Zambia are Kafue (West of Lusaka) and South Luangwa (East of Lusaka). South Luangwa is known and ackowledged to be one of the most beautiful wildlife parks in all Africa. Most National Parks in Zambia, like South Luangwa National Parl (SLNP), can be visited with your privat car. However, to enjoy this to the full, you will need a 4x4 car.
The South Luangwa National Park is surrounded by the so called GMA’s (Game Management Areas). You will find only limited habitation and you will be able to see an abundance of wildlife, like, lions, leopards, elephants, girafs, etc. A recommendable tour is from Petauke to Malama, on to Mfuwe and to the Nsefu sector (or the other way around). This route can only be done with a well equipped 4x4 car. You will see and enjouy to the full, the true rural Africa, the local people and their villages and wildlife. From Lusaka you take the road to Chipata (Great Eastern Road) and from that road (well before Chipata) take the junction to Petauke. Once you drove through Petauke you will go off the tarred road on a very fair gravel road. After 60km on this road, you turn left followed by a 120km local rural road to Malama Chiefdom and Mfuwe. The road is really not too bad. On the way you will have to go over some steep hills, but you will manage. When you go under the electricity network cables (ZESCO Main Power Lines), you enter the Malama Chiefdom and will be only 15km away from the junction. This junction will lead (via the Malama Chief’s Palace) you either to the Lusangazi Gate of the National Park (left) or onwards direction Mfuwe (right). The junction is at a little village. If you are able and willing to do so: The people here and in the villages around the Chief’s Palace, are very friendly and helpful. Leave something for them. It will be highly appreciated because the local people are poor.
If you head for Mfuwe, you will find a campsite after 9km along the Luangwa River, called Malama Umoyo Camp. It is near (1,5km after) the scouts training center. This (basic) campsite is located at a stunning location overlooking the Luangwa River and a dry lagoon, most of the time filled with wildlife. Your hosts here are Menno en Virginie. From here it is also possible to make a daytrip to the National Park.
From Malama Umoyo Camp it is 42km (2,5 hours drive) to Mfuwe. Mfuwe is a local but bigger than normal village. In the Mfuwe area you will find a lot of lodges, but also a good campsite. Recommendable is Croc Valley Camp. If you arrive from Malama and hit the tarred road, you turn left after 3km and after a few hundred meters right off the tarred road on to a gravelled road. Signposts will lead you further to Croc Valley Camp. Your hosts at Croc Valley Camp are Shaun and Milly. From here it is only a 5 minute drive to the main gate of the South Luangwa National Park (SLNP). Entree fee for the SLNP is USD 25 per person per 24 hours and USD 35 for a privat car entering the park. At 06:00 the park is open and for privat cars it is open until 18:00 hours. From Mfuwe/Croc Valley Camp you can proceed to the Nsefu sector. Do not forget to fill your fuel tank in Mfuwe. You follow the tarred road to Chipata and the local airport and after about 12km from Mfuwe (the cropping it is called) you turn left (you will see a signpost and two palm trees). After about 12km you will reach the gate of the National Park. If you are going to camp, then tell at the gate that you are on your way to Zikomo camp. Zikomo Camp is just outside the borders of the park. Right after the gate you turn left and follow the road (about 4 to 5 km) to Zikomo Camp. Your host at the camp is Demian Wallace. The Nsefu sector is part of the SNLP and considered by many as the most beautiful part of the park. After visiting Mfuwe, you can then return to Chipata (about 2 hours drive). Chipata is the capital of the Eastern Province and a good place to buy supplies and refuel. There are two supermarkets and lots of shops. Opposite Total fuel station you can find Afroc. Here you can refill camping gaz. From Chipata it is a 20 minutes drive to the Malawi border. Crossing the border will take about half an hour. When entering Malawi, you have to fill in a TIP form for your car and pay Malawi Kwacha 5,000. This will allow your car in Malwai for 30 days. Do not forget to insure your car for Malawi, because they check on it frequently. Just after the border there is an insurance company. Try to get Malawi Kwachas before you enter the border post because they only accept Malawi Kwachas and not US dollars or any other currency. At the border there are many money changers. Tip: Take one US 100 note in your hand, put away your wallet, and change this for 100 x 180 Malawi kwacha. Be careful. These guys are quick and often give you less then they say. So you get MKW 18,000 for USD 100. You should a least get a 15% better rate than the official bank rate. If you passed the border it will be another 125km over a good tarred road to Lilongwe. Watch your speed, especially where it says you have to drive 50km.
From Mfuwe there is the possibility to go right through the park to the North. This is a really adventurous road. Do NOT drive this road when it is wet/raining! When you passed the northern gate, you will reach the escarpment and you have to drive up a very steep road. It can be done by good 4x4 drivers, but do it slowly. Once out of the Luangwa valley you will have a stunning view over the valley. You then can proceed to Mpika. In Mpika you can camp and get new supplies and fuel. From Mpika you can visit Kasanka NP (in November you will be able to see the daily migrations of millions of bats) or you can go up north. Recommended is to visit Shiwa Ngandu. A beautiful mansion built by an excentric Bristish gentleman (Stewart Gore Brown) a 100 years ago in the middle of nowhere. Camping you can near the hot water springs. The water is lovely and relaxing for at least a half hour dip. Mark Harvey and his wife are your hosts here. From here you can proceed for example to Tanzania (to Ruaha NP, also a place not to miss).
PS. When visiting Mfuwe, and you prefer a lodge for a good sleep, dinner and a warm shower: Thornicroft Lodge en Croc Valley are both recommendable (good value for money).
 By bus
International bus routes exist. You can take a bus across the border into Malawi, Zimbabwe, or Tanzania. Immigration might be painstaking, considering the large number of people requiring simultaneous processing .There is also a bus route into South Africa through Zimbabwe. Most cross border traders opt for this mode of transport as it is considered cheaper than flying. However it will take one more than one day non-stop driving to reach South Africa.
 By boat
Zambia is landlocked but borders on Tanzania's Lake Tanganyika, and there are regular international ferry services across the lake a few times a week. The ship, M/S Liemba was built in Germany in 1914, cut in pieces, shiped to Tanzania, carried by train to Kigoma (Tanzania)and reassembled there again. It is a ship of Titanic era, sunk twice, charming ship with reasonable services. This trip should be taken if you are not short of time. Also, if you enter Zambia through Namibia's Caprivi Strip, you will have to cross the Zambezi River. You will have 2 options:
 Get around
Zambia is large and distances long, so budget plenty of time for getting around.
 By plane
Domestic flights on Proflight  or air viva connect Zambia's major cities and tourist destinations. While undoubtedly the fastest and most comfortable way of getting around, they are quite expensive with an hour-long flight (say, Lusaka-Mfuwe) typically costing around US$150 one-way. Also note that planes are small and schedules sparse, but if you can rustle up enough people you can also charter planes for not much more.
 By minibus
Minibuses — meaning vans outfitted with seats — are popular, but they are often irregular, dangerous, and uncomfortable. To maximize profits, a "conductor" will squeeze as many paying customers — and their luggage, or katundu (ka-TOON-doo) — into the bus as possible; whether or not the customers are comfortable is irrelevant. In terms of meeting locals, however, this method is among the best, and it can provide a traveler with a truly "authentic" experience. Payment is made during the journey — banknotes are passed down the bus to the conductor at the front, and change comes back via the same route.
 By bus
Larger, more sophisticated "luxury coaches" exist, too. These tend to be more reliable and safer; they depart on-time; they have dedicated space for guests and luggage; and tickets may be purchased in advance. Luxury coaches are much more comfortable and are virtually guaranteed to arrive, but they might seem "generic" to a seasoned traveler.
 By car
Vehicles drive on the left side of the road in Zambia — at least most of the time.
Car rental agencies exist in Zambia, but the costs are potentially great. Not only are rental rates high ($100/day), but some of the main roads in Zambia are in very poor condition. Potholes often take up the entire road, and during the rainy season, large sections of the roads wash away. As you move away from city centers (possibly only a kilometer or so away) you will encounter dirt roads. Although they might look solid, the dirt is often loose, and the chances of an accident are huge if you do not keep to a reasonable speed. Although you are not likely to get lost driving in Zambia (there are only a few roads), you are likely to underestimate the destructive power of these roads and damage a rental vehicle, or worse, yourself! 4WD vehicles are recommended at any time and necessary on dirt roads in the rainy season, although some roads will become completely impassable then.
Remember: there are no Roadside Assistance Packages, and very few ambulances, tow-trucks, or emergency vehicles of any kind in Zambia. Given the circumstances, bush mechanics can do an amazingly good job of patching up your vehicle, but patching up humans isn't so easy!
 By train
You can catch TAZARA line trains between New Kapiri Mposhi and Nakonde in the north-east (Tanzania border). The separate Zambia Railways line Livingstone and Kitwe via Lusaka and Kapiri Mposhi (2 km from the TAZARA station). They are relatively reliable and safe, but slow.
 By thumb
Hitchhiking in Zambia is popular, although it can be extremely hit-or-miss as traffic density is low. Also note that, if picked up by a local, you will be expected to pay for the ride. Nevertheless, hitchhiking does not carry with it the same stigma in Zambia as it does in the States; you are unlikely to be harmed, and you might make a great connection.
In Zambia, travelers do not "thumb" a ride. The proper method for flagging transportation is:
Thanks to its former colonial status, English is Zambia' official language and the language most often spoken in schools, on the radio, in government offices, etc. However, there are over 70 different Bantu languages spoken throughout the country, the most important of which are Bemba, spoken in Lusaka(a little), the Copperbelt and the north; Nyanja (Chewa), spoken in the east as well as in Lusaka where it is the main language; Tonga, spoken in the south and Livingstone; Lozi, which predominates in Western province; Lunda and Kaonde are spoken in Northwestern Province.
Many urban Zambians will speak at least passable English. As you move into the rural areas, though, expect communication to become more difficult. Nevertheless, do not be surprised to find a rural Zambian who speaks flawless English.
The most important thing to remember when speaking to Zambians is to greet them. When you first approach a Zambian, always begin by asking, "How are you?" even if you do not care. They will consider you very respectful. Sport, especially football (soccer) is a very good conversation topic with men; church is a good topic with either gender.
Wherever you happen to be in the country it is a good idea to learn the local way of exchanging greetings, asking for something politely and thanking someone. These simple phrases will help make life easier.
Afrikaans usage is on a slow but steady rise, mainly because of immigration from South Africa and the ease of learning the language.
[add listing] Do
Zambia is making a name for itself as a must do safari destination. It's marketing itself as the real Africa and if you visit any of the South African reserves before you go to Zambia you will agree with them! There are no traffic jams around the Lions here! The future for Zambia also looks a lot brighter than many of its neighbours, its new government under President Sata seems to be behind conservation. It recently declined granting a uranium mining licence in Lower Zambezi National Park because of the environmental damage it would cause
Organised safaris are the way to go in Zambia. Self driving is an option but is only for the fully self sufficient. Zambia is home to some of Africa's greatest national parks. Lower Zambezi, South Luangwa and the frankly huge (the worlds second biggest NP) Kafue are the main ones, but North Luangwa and the virtually inaccessible Luiwa Plains are worth a mention. Although sometimes you might find the borders of them hard to define, there are no fences in Zambia, it really is the Africa of your imagination.
Safaris are through various operators, many being very expensive, but good value options are available and it's best to use a local established operator such as The River Safari Company or check Zambia's tourist information web site.
[add listing] Buy
Originally, the Kwacha — meaning "sunrise," so-named to celebrate Zambia's independence — was tied to the US dollar, so conversion was simple. However, in the late-90's, the kwacha was floated and devalued rapidly. Since mid 2005 the Kwacha re-appreciated strongly, due to the international debt-relief and the boost of the copper prices. The currency became stronger and more stable through the latter part of the decade to the extent that in January 2013 the government rebased the currency.
U.S. dollars used to be commonly used for larger purchases however alongside the rebasing of the Kwacha from January 2013 this practice was made illegal for all Zambian businesses. All transactions are now carried out only in rebased Kwacha. The dollar was becoming less popular anyway due to its fluctuating exchange rates.
Buying in shops Most shopkeepers advertise fixed prices and are unwilling to negotiate, but this is not a given. On the other hand, most "freelance" salesmen — vendors selling curios; taxi drivers; etc. — who do not post their prices are usually willing to negotiate. As a (very) general rule of thumb, assume the first price they mention is at least double the amount they will accept. You should not be afraid to barter — after all, Zambians bargain among themselves — but try not to get carried away with saving a few pennies.
Tipping is not required — indeed, it was at one point illegal — but often expected. Porters expect US$0.50 or so per bag, and better restaurants typically add in a 10% service charge or expect an equivalent tip.
Finally, keep in mind the Zambian custom of mbasela (em-buh-SAY-la) — giving a freebie when more than one item is purchased. If you buy a few small items, do not be shy about asking for your mbasela.
Zambia is comparitively expensive compared to its neighbors. A bare-bones budget traveler will be looking at a minimum of US$40/day just for a bed and three meals, and transport is (again, comparatively) expensive, in part due to the great distances involved. Foreign currencies just don't go as far as in other developing countries, and often prices in Zambia are the same as what one would be paying in America. At the other end of the spectrum, all-inclusive safari lodges or Lusaka/Livingstone's five-star hotels will take care of all your needs but charge US$200/day and up for the privilege. Finding a middle ground between these two extremes can be difficult but there are safari operators who will offer 'DIY' camping for around US$5 to $95 and above - it pays to look around (see below).
Zambian safaris are amongst the best available in Africa; they offer top quality viewing experiences with the continent's top guides. Zambia's national parks are not 'commercialised' as in other countries (e.g. Kenya and South Africa) and one will not see the ridiculous zebra striped game viewing buses, Land Cruisers etc.
 The "new" Kwacha
Zambia celebrated the new year of 2013 with a new currency. The currency and economy as a whole had been getting stronger for the past few years so the government decided to bring the currency in to line. Effectively it got rid of the zeros'! This means Zambia has new notes starting from the 2 Kwacha note and is now one of the few African countries to use coins. The new ISO code will be ZMW (formerly ZMK). Initial reaction to the move was positive. Razia Khan, head of Africa research at Standard Chartered commented saying, “The rebasing might be kwacha positive, to the extent that it is a continued commitment to low, and stable inflation”. On January 1, 2013 the new Zambian Kwacha was introduced at a rate of 1000 old kwacha = 1 new kwacha. Until June 30, 2013 the old notes will remain legal tender alongside the new kwacha notes.
Great care is advised to anyone using informal traders when getting change.
 Changing your money
Changing your money to Kwacha is reasonably easy in the tourist centres of Lusaka and Livingstone and at your border entry. Most major banks will change money and there are various local bureaux de change. As with every country only use major companies to change your money, not road side money changers, this is especially important in Zambia if you are not familiar with the rebased notes, you could end up with worthless "öld money".
US Dollar. If you bring US$ only the "big heads" (new notes) are accepted in banks and bureaux de change, small heads are not accepted (if you are lucky you can change them in Livingstone). U.S. $50 and U.S. $100 notes are the best to bring, for smaller nominations you will get a poorer rate at the bureaux (5-10% less).
Euro. Changing Euros is a difficult thing to do especially up country, bureaux are giving a very poor rate (25% less then the market rate!). International banks will accept, but with commission charge. Finance Bank, Arcades shopping Centre Lusaka, is known to accept Euro's at a good rate and without commission charge. Bureaux and Banks will only change a maximum of 1000 US$ (or equivalent) per person per day! Watch the rates as they can change overnight, fluctuations of 3-5% per day are common.
British Pound (Sterling)(GBP) Sterling is easy to change and is accepted in banks, bureaux and most hotels and commands a good exchange rate as it seems to fluctuate against the Kwacha less than the other major currencies.
South African Rand are exchanged relatively easily in major centres.
Other second tier currencies like the Australian dollar are not worth bothering with. Expect blank looks from the locals, and a mocking laugh from those in the tourist trade.
ATMs may be found in major cities, but you should not depend on them to be functional. Most of the ATM's accept only VISA. Other international credit cards (like MASTERCARD and AMEX) are generally a problem. Maestro is definitely a problem in Zambia and very few ATM's accept Maestro. Some shops and restaurants might accept debit or credit cards, as do practically all high-end hotels and safari lodges, but surcharges of 5-10% are common. ATMs only dispense local currency.
 Credit cards & Travelers cheques
Although using forms of payment other than cash is growing in popularity, you should not depend on credit to get around the country. Visa is the card of choice in this part of Africa, Mastercard is far less popular with all other cards virtually unheard of outside of the international hotel chains. It is worth noting that a Mastercard will not work in a Visa ATM or Visa card swipe machine. If you only have a Mastercard prepare to be declined! Currently Stanbic is the only bank that operates Mastercard ATM's, there is one in Livingstone town centre and in Lusaka the branch is opposite the Arcades Shopping centre. Traveler's cheques are almost impossible to process in Zambia, most chance you will have in the Lusaka international banks (Stanbic, Standard Chartered), but even then you will get a very poor rate, a high commission charge and it will take you a couple of hours, if you are lucky. If you prefer to take the risk and use Traveller's cheques, the only ones who will be accepted (if you are lucky) are the ones from American Express (Thomas Cook's are currently not accepted!).
[add listing] Eat
Traditional Zambian food revolves around one staple, maize, served in one form, nsima (n'SHEE-ma). Nsima is basically a type of thick porridge, rolled into balls with your right hand and dipped into a variety of stews known as relishes (ndiwo, umunani). Those who can afford them eat relishes of beef, chicken or fish, but the many who can't make do with beans, tiny dried fish (kapenta), peanuts, pumpkin leaves (chibwabwa) and other vegetables such as okra (ndelele), cabbage and rape. At breakfast, nsima can be served watered down into a soup, maybe with a little sugar. Local restaurants will serve nsima and relish for less than 5000K ($1).
Western food has also made major inroads, particularly in major cities, and in Lusaka or Livingstone you can find almost any food you like. Fast food — including burgers, pizza, and fried chicken — is very popular in Zambia. Bakeries making cheap fresh bread are a common sight in towns, and rice from Chama provides an alternative staple if all the maize starts to get to you.
For sit-down meals, ethnic eateries are popular. In Lusaka, especially noteworthy is the Sunday brunch at The Intercontinental; and if you like Indian food, be sure to hit The Dil. Of course, game parks often cater to wealthy — usually foreign — visitors; therefore, high-quality Western meals can be found easily. Along the major roadways, you will find "tuck shops" featuring packaged cookies or take-away meals — meat pies or sausage rolls, for instance — which may or may not satisfy you.
Finally, in terms of hygiene outside the major cities, you are unlikely to find a proper washroom with running water. You will probably be given a bowl of water, a piece of soap, and a (damp) towel. Therefore, some travelers bring small bottles of anti-bacterial hand soap with them.
[add listing] Drink
Tap water in Zambia is generally not drinkable, at least unless boiled. Bottled water is widely available in cities, but not necessarily in rural areas.
 Soft drinks
A traditional local drink worth trying is maheu, a somewhat gritty and vaguely yogurty but refreshing beverage made from maize meal. Factory-produced maheu is sweet, comes in plastic bottles and is available in a variety of flavors including banana, chocolate and orange, while homemade versions are usually unflavored and less sweet.
Coke products are accessible and cheap at less than a quarter a bottle, but beware of the deposit system: in rural areas, you may have to return an empty bottle before they'll sell you a new one!
Zambia's best-known brew is Mosi, a clear 4% lager available everywhere. Eagle has more taste and more kick at 5.5%, while Zambezi Lager is a microbrew worth sampling if you run into it. The South African brand Castle is also bottled locally, and all of the above run around $1 in a store or $1-2 in a bar.
If you are near the borders, you are likely to find Carlsberg (good, from Malawi), Simba (excellent, from the Democratic Republic of the Congo), Kilimanjaro (nice lager, from Tanzania), and Tusker (strong, from Kenya). Other imports can be found in larger markets but will also cost more.
 Local alcohol
The locals' drink of choice is masese (muh-SE-say) or ucwala (uch-WALA), also known as Chibuku after the biggest brand, made from maize, millet, or cassava and resembling sour porridge in texture and taste. If you want to try this, it's best to look out for the factory-made kind in milk-carton-like containers.
In rural areas, there are opportunities to drink local "homebrews." A wide variety of homebrews exist in Zambia, from beers made from honey (in the Southern province of the country), to wine made from tea leaves (in the Eastern portion of the country).
Finally, there is kachasu (cuh-CHA-suh) a spirit distilled from anything Zambians can get their hands on — including battery acid and fertilizer. For obvious reasons, therefore, it is better to avoid this moonshine.
On a final note, most men at bars are relaxing, while many women at bars are working. Therefore, if you are a single woman in a Zambian bar, be aware that you might be approached and offered the opportunity to do something you did not intend to do.
[add listing] Sleep
In Zambia, you can sleep in an top-notch hotel for a few hundred dollars (such as The Intercontinental); you can stay in an independent hotel (like the The Ndeke), for about $50; or you can opt for a budget experience and spend about: $8(camping) or $15(dorm bed) $30(double room) (at Lusaka Backpackers) for a highly adequate space. These are only a few of the options. Of course, choosing accommodation off the beaten path might be more exciting but unsafe.
Outside the big cities or tourist areas, however, you might be hard-pressed to find quality accommodation. If your tastes run to the elegant — or even if you demand constant electricity — you might want to reconsider venturing too deep into the bush. However, if you seek an enjoyable, memorable, and authentic night at a local hotel, you might be pleasantly surprised.
The University of Zambia is the official university. However, it is not affordable for most Zambians. There are also Technical Schools throughout Zambia, and Teacher's Training Colleges are found in each Provincial Capital, providing two year's coursework for about $300.
Northrise University is in Ndola. As a private university, it focuses on business, information technology and theological study.
For tourists, the biggest educational experiences would likely be:
Unemployment in Zambia was 16% in 2005 according to the Zambian Central Statistical Office. The agriculture, forestry and fisheries industries employ over 70% of Zambian workers. The legal minimum wage for nonunionized workers equates to around $16.50 (83,200 kwacha) per month. Most minimum wage earners supplement this through subsistence farming. In practice, almost all unionized workers received salaries considerably higher than the nonunionized minimum wage.
As for tourists, temporary work is likely to be difficult to secure. Although there is a substantial expat community in Zambia, most of these individuals are contracted by international agencies; by and large, they did not come to Zambia and then find work. Persistence and connections might pay off, but outside of the few hostels or Western-oriented bars, a tourist should not expect to find ready employment.
 Stay safe
Zambia is one of the few African countries which is generally safe, crime levels are similar to a European country. Bearing this in mind you should always be aware that some of the people are desparatly poor and common sense should prevail.
Women should avoid going to bars alone. Furthermore, men should avoid purchasing drinks for Zambian women they meet casually in bars; this is an invitation to spend the night.
While it's possible to get a good exchange rate from an individual money-changer on the street (although you really should use banks if you can), you should avoid changing money with groups of men. They are likely running a scam.
Generally, Zambians are friendly people. However — as with any location — be careful about walking at night, especially if you've been drinking. There are few streetlights, and many of the locals are very poor.
Carjacking is also a potential risk while driving after dark.
Many places of accommodation have electric fences, gates and guards for added security. You can check before booking.
Corruption became endemic in Zambia under president Rupiah Banda. Don't expect the police to be of any substantial assistance to you. If you need to log a report for insurance purposes, you can expect to have pay to do so. If you make an accusation or indicate a suspicion with a local, the person you lodge the complaint against may be interrogated and beaten by the police. However this situation has improved under new president Michael Sata.
 Gay & Lesbian Travelers
This is Zambia's black mark. Homosexuality is illegal in Zambia.
Deputy President Guy Scott has indicated that no matter what the government may want any change in the law would be opposed by the people as 75% identify themselves as strongly Christian. Guy Scott suggested the Zambian government is aware of gay bars in Lusaka and had no intention of moving against them however suggested that homosexuals should remain restrained. It seems Zambia may be picking up the baton of don't ask, don't tell.
Whilst staying in a hotel is generally safe a better bet is a backpackers. These tend to be staffed and run by more cosmopolitan staff and the customers they attract are by nature well traveled and will have seen it all before. Be aware though that on leaving your backpackers that public signs of affection are not a good idea. Gays and lesbians are arrested in Zambia and whilst it is not likely a tourist would be arrested you should be aware it could happen and you should should respect local sensibilities.
 Stay healthy
Drinking tap water in the cities is potentially risky, unless either (a) you have a strong stomach, or (b) you are at a restaurant or hotel that caters to foreigners. If neither of these conditions apply to you, you should probably stick with the bottled stuff.
The HIV infection rate among adults was estimated to be 16.5% in 2003. Do not have unprotected sex.
Zambia is a highly malarial country. Especially at dusk, you should make every effort to cover exposed skin with clothing or insect repellent. In addition, using malarial prophylaxis in highly recommended.
In practice, yellow fever is not a problem in Zambia anymore, except perhaps in the extreme west along the Congolese borders. However, many countries will insist on a yellow fever vaccination certificate if they find out you've been to Zambia, so it's best to get a jab.
Zambians follow a strict patriarchal society — men are afforded more respect than women, and older men are respected more than younger men. However, you might find that a white person, of any gender or age, is granted the most respect of all. A holdover from colonial times, this might make a traveler uncomfortable, but this is largely a Zambian's way of being courteous. Accept their hospitality.
Zambians are a curious people. To a Western mindset, this might be interpreted as unnecessarily staring at you or talking about you in front of you. Be prepared to be greeted by kids yelling mzungu, mzungu! (literally, white man) and answer lots of questions about yourself.
Zambians love to shake hands, and you should oblige them. However, Zambians often like to hold hands for the duration of a conversation. This should not be interpreted as anything sexual; they are merely trying to "connect" with you. If you feel uncomfortable, simply pull your hand away. If you wish to be courteous or show respect then holding your right wrist or elbow with your left hand as you shake is acceptable. Do not expect a firm handshake as this is considered agressive, likewise do not be too firm in yours.
Eye contact is also considered aggressive and disrespectful, you can make eye contact but do not hold it, slide your eyes away, but do not face away.
Women should not wear shorts or mini-skirts, especially as they travel away from Lusaka. (Thighs, to Zambian men, are huge turn-ons.) Low-cut tops, however, while discouraged, are not nearly as provocative.
Pointing with the index finger should not be done, it is considered vulgar.
Finally, when meeting a Zambian — even to ask a question — you should always say hello and ask how they are. Properly greeting a Zambian is very important. They are uncomfortable with the Western notion of simply "getting to the point." Enquiries about children are generally welcome and are a good way to break the ice.
 By mail
The Zambian mail service is slow and a little flaky (especially outside Lusaka), but not completely hopeless. Using a private courier service is still recommended if sending something important.
 By phone
The country code for Zambia is "260." The city code for Lusaka is "211". For the city code for other towns check the directory. However, phone service both within Zambia and into Zambia is very hit-or-miss. In large cities, you are more likely to get regular, dependable phone service, but it is by no means a guarantee. The farther you travel from Lusaka, the less likely you are to maintain a good connection. International calling rates can be as high as $3 per minute.
Cell phones have been booming in recent years, and Zambia has a highly competitive market with three main operators: airtel (0976,0977,0979), Cell Z (0955) and MTN (0966,0967). Generally speaking, airtel has the largest network, while Cell Z is the cheapest. You can pick up a local SIM card for as little as 5,000K ($1). Prepaid time is sold in "units" corresponding to dollars: figure on 0.4 units for an SMS or up to 1 unit/minute for calls, although as always the precise tariffs are bewilderingly complex. If you plan on roaming with your non-Zambian SIM, check first to see if your home operator has made any roaming agreements; Zambia is usually not on the top of their list. Also note that the roaming prices are very high and coverage in rural areas can be spotty.
Booths labeled "public telephone" these days consist, more often than not, of a guy renting out his cellphone. Typical rates are 5000K/min ($1) for domestic and 15000K/min ($3) for international calls.
 By internet
Internet cafes are springing up in Zambia, but again, connections can be sporadic and very slow. Moreover, because constant electricity is not a guarantee, some Internet cafes operate backup generators, which can be extremely costly. Be prepared to see Internet cafe charges as high as 25 cents per minute. Some hotels might offer Internet connections to their guests.